Lending as a Service
made simple and scalable
Unlock growth for your business by offering credit products with speed and stability.Backed by
Scalable in every way
Using cutting-edge technology, we create tools for you to innovate your business with high speed, stability, safety and at low cost. All that in a simple way, allowing you to focus on what matters: your business.
Solutions
CCB
as a serviceIssue Bank Credit Notes, manage contract and signatures for your funding structure, and administer disbursements. All in a simple way with high performance.
Create credit products to offer unique financial opportunities for your clients with flexibility.
Receivables
as a serviceUse your clients' credit and debit receivables balance as collaterals to make debt payments or build more attractive credit offers, leveraging one of the most actionable guarantees in the market.
Reduce the default rate of your debts and receive payments through operations with current or future receivables.
Data
as a serviceCheck your clients' indebtedness using the SCR*, their receivables schedules, and the direct sales history from POS to analyze credit risks.
*SCR stands for "Credit Registry System" in Brazil
*SCR stands for "Credit Registry System" in Brazil
Track critical data of your clients in real-time to generate more opportunities safely and prevent new defaults.
Designed for developers
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curl -X POST \ --url https://api.sandbox.lend.tech/v1/loans \ --header 'Content-Type: application/json' \ -d '{ "contract_model_id": "e6baddec-c991-40ba-88ed-6f1ce8e51447", "borrower": { "person": { ... } }, "disbursement_info": { "bank_account": { ... } }, "application": { "loan_amount": 987092.23, "monthly_interest_rate": 0.02, "disbursement_date": "2023-01-01", "interest_type": "PRE", "credit_operation_type": "UNSECURED_BUSINESS_LOAN", "installments": { ... } } }'
Designed for developers
We live technology and we know how painful can be to work with confusing APIs, meaningless abstractions and poorly organized or out of date documentation. That's why we thought the API focusing on ensuring that developers can build amazing products with high performance and in record time. No more wasting hours reading irrelevant documentation and tests that lead nowhere!
Ready to innovate your business ecosystem for real?
Request access and see how simple it is to create amazing credit products with Lend.